The residents of Coco Beach, a private enclave tucked away in the Hamptons, are a hoity-toity bunch. Black society snobs with roots in Sag Harbor that run generations deep. So imagine how incensed the locals become when their tranquil summer getaway is infringed upon by TuSmArt, a rapper money, but without the necessary pedigree to fit into this upper-crust community.
When TuSmArt's sister is found floating face down in the bay, the police deem her death a suicide. TuSmArt knows better, however, and vows to find the killer. The snooty locals rejoice, automatically assuming that now the police will swoop down and rid the area of the unwanted inhabitants. However, their victory song is cut short when one of the most prominent residents of Coco Beach is implicated in the murder.